ࡱ> %` `bjbjNN o,,i4X"""""""4"---h~-D-,"j-/(///"2$F33Xiiiiiii$mhpp j"J41"2J4J4 j""//>j777J4X"/"/i7J4i77R""h/- S-4^gphTj0jg6p*5Pplhp"hJ4J47J4J4J4J4J4 j jz7XJ4J4J4jJ4J4J4J4"""D -"""-"""""""""  Agent for: Lawyers Title Insurance Corporation and Stewart Title Guaranty Company INDEMNITY AGREEMENT to policy No.  FORMTEXT       THIS INDEMNITY BOND made on  FORMTEXT      , 20 FORMTEXT   , and given by  FORMTEXT       (hereinafter called Indemnitor) to SOUTH ATLANTIC LAND TITLE, INC. and any title insurer for which it is acting as agent in the above-referenced file or any subsequent file on which title assurances are issued pursuant to this agreement (South Atlantic Land Title, Inc. and any such title insurer are collectively hereinafter called Company). Indemnitor is firmly bound to Company in the sum of $ FORMTEXT      . WHEREAS, Indemnitor has requested Company to issue its policy(s) of title insurance insuring an interest in or title to certain real estate in  FORMTEXT       County, North Carolina, described in Policy/Commitment No.  FORMTEXT       issued by Company and/or described in the Exhibit attached hereto and made a part hereof without exception to, or providing certain affirmative insurance against, the following matters (hereinafter referred to as the Exception):  FORMTEXT       AND WHEREAS, Company is unwilling to so issue such policy(s) unless indemnified by Indemnitor as hereinafter provided; AND WHEREAS, Indemnitor has, as an inducement to Company, offered to indemnify Company against loss or damage which Company may become liable for by reason of the omission or deletion of the Exception or by reason of providing the affirmative insurance set forth in said Policy or Commitment against loss, damage, cost or expense which may result from the matters referred to in the Exception, and WHEREAS, Indemnitor recognizes that Company in the normal course of its business, may be called upon to issue additional Owner's or Loan policy(s) on all or part of said real estate in the future which will afford the same or similar protection. NOW, THEREFORE, the condition of this obligation is such that if Indemnitor, its heirs, administrators, executors, successors, and assigns, or any of them, shall and do at all times hereafter well and sufficiently save, defend, keep harmless, and indemnify Company, its successors and assigns of and from all loss, damage, cost, charge, liability or expense, including court costs and attorneys' fees, which it may sustain, suffer or be put to under its policy or policies of title insurance or otherwise on account of the omission or deletion of, or affirmative insurance in connection with, the Exception, and in the event any claims or liens in connection with the Exception are filed of record shall cause same to be paid and discharged of record without delay, or otherwise disposed of to Company's satisfaction, then this obligation to be null and void, otherwise to remain in full force and effect. As security for the performance of the terms hereof Indemnitor hereby deposits with Company, the receipt of which is acknowledged, the following: (If none, so state)  FORMTEXT       The conditions, covenants, and terms of this Indemnity Bond are printed on the reverse side and incorporated herein by reference. IN WITNESS WHEREOF, the parties have hereunto set their hand and seals this  FORMTEXT      day of  FORMTEXT      , 20 FORMTEXT   . COMPANY INDEMNITOR(S) (Execution by Company required only if collateral shown above) SOUTH ALTANTIC LAND TITLE, INC., Agent for ____________________________________ (SEAL)  FORMDROPDOWN   FORMTEXT       ____________________________________ (SEAL) By _________________________________________  FORMTEXT       ____________________________________ (SEAL) _________________________________________  FORMTEXT       ____________________________________ (SEAL)  FORMTEXT       ____________________________________ (SEAL)  FORMTEXT       By _________________________________ (SEAL)  FORMTEXT       Address:  FORMTEXT        FORMTEXT       Telephone:  FORMTEXT       Tax I.D. or SSN of Depositor of collateral:  FORMTEXT       THE CONDITIONS, COVENANTS, AND TERMS OF THE INDEMNITY BOND ON THE REVERSE SIDE ARE: 1. Indemnitor agrees that Company may, in its discretion, report to its proposed insured the existence of the matters set forth as the Exception and refuse to so issue such policy(s) of title insurance unless Company is furnished with satisfactory acknowledgement by the proposed insured that said proposed insured is aware of the existence of the matters set forth as the Exception. In no event shall this instrument be construed to be a Commitment, Binder or other agreement to issue a policy of title insurance. The obligations of Indemnitor under this instrument shall continue until the liability of Company under the policy(s) (including without limitation, additional Owner's or Loan policies) issued in reliance upon it has been fully discharged. 2. Any collateral referred to on the reverse hereof and deposited by Indemnitor with Company as security, together with any interest earned on money held as collateral, and any other money or property which Indemnitor is or may hereafter become entitled to receive on account of the collateral (hereinafter collectively referred to as "collateral") shall secure performance of all of Indemnitors's obligations, duties, agreements and promises under this instrument. Indemnitor grants Company a continuing security interest in and to the collateral pursuant to the Uniform Commercial Code in effect in the state where the real estate is located (hereinafter referred to as "UCC"). Company shall be entitled to all rights and remedies of a secured party under the UCC and any other applicable law. Company will deposit any money held as collateral in a non-interest-bearing account(s) in Company's name in any state or national bank, unless the collateral is invested in an interest-bearing account(s) in Company's name pursuant to an agreement between Company and Indemnitor, in which case all income earned shall accrue to Indemnitor, and Indemnitor shall pay all taxes, charges, liens, and assessments against the collateral. If Indemnitor fails to do so, Company at its option may pay any of them and shall be the sole judge of the legality or validity thereof and the amount necessary to discharge the same. Said bank account(s) may or may not be insured by the Federal Deposit Insurance Corporation and all risk of loss shall accrue to Indemnitor. Company may, at any time, without notice, and at Indemnitor's expense, compromise or settle any claims affecting Company's rights in collateral or Company's rights under this Agreement. In the event of Indemnitor's breach or default under the terms of this Agreement, Company shall have the right to use or apply all or any of the collateral, or disburse proceeds of the collateral, to obtain release or discharge of the Exception. Indemnitor further authorizes Company, without notice or demand and without affecting Indemnitor's liability under this Agreement, from time to time, to (a) hold as additional security and profits or increases on the collateral and apply the additional security to the discharge or release of the Exception; (b) apply the collateral or other security and direct the order or manner of disposition as Company in its discretion may determine; (c) release or substitute the Indemnitor or any other person obligated under this Agreement; (d) pay reasonable attorneys' fees and legal expenses incurred by Company; (e) pay Company's escrow charges; and (f) disburse the balance of the collateral, the balance of the proceeds of the collateral, and the balance of the additional security, if any, to Indemnitor. Indemnitor waives any rights to require Company to (a) proceed against any person; (b) proceed against or exhaust any collateral; or (c) pursue any other remedy in Company's power. 3. Whether or not Indemnitor has deposited any collateral with Company, Indemnitor agrees that if at any time Company deems it necessary in order to satisfy its obligations under said policy(s), it may, in its sole discretion, without notice to Indemnitor, pay, satisfy, compromise or do any other act necessary in its judgment to obtain a release or discharge of the Exception to the title. Indemnitor hereby authorizes and empowers Company to advance and pay any sums necessary to obtain a release, discharge or satisfaction of the matters set forth as the Exception to the title. Notwithstanding anything herein which may be construed to the contrary, Indemnitor agrees that Company shall not have to pay, incur or sustain monetary loss in any amount before being entitled to so apply the collateral deposited hereunder or to call upon Indemnitor to provide to Company additional funds necessary to pay, satisfy, compromise or do any other act necessary to obtain a release or discharge of the Exception to the title or otherwise satisfy Company's obligations under said Policy(s), and Indemnitor shall promptly furnish such funds so demanded. 4. If Company shall sustain or incur loss or damage either because no collateral was deposited or the collateral was insufficient, or because Indemnitor failed to provide sufficient fund upon demand by Company, Indemnitor shall become indebted to Company in amount equal to the loss and loss expense sustained or incurred by Company and agrees to repay Company that amount on demand, together and loss with interest thereon, from the date of demand, at the legal rate for judgments in the state where the real estate is located. 5. If Indemnitor fails timely to take such steps as in the opinion of Company are necessary to remove the matters set forth herein as the Exception to the title, on or before agreed date as provided herein, Company is authorized in its own discretion to take whatever steps, including but not limited to the commencement of legal action or payment of money, that it determines necessary or advisable to remove said maters, and in connection therewith Indemnitor shall, upon demand, advance to Company all funds necessary, including all costs, attorneys' fees, and other expenses. 6. If the collateral deposited with Company is insufficient to obtain a release or discharge of the Exception (including attorneys' fees, costs and all other expense of so obtaining) the Indemnitor, upon demand by Company, shall advance to Company all such funds as, in the sole discretion of Company, may be necessary to obtain such release or discharge or otherwise satisfy Company's obligations under said Policy(s). 7. Company shall have the right to select and approve any and all counsel who may be retained by Company or by Indemnitor to defend any action brought by any party as a result of Company issuing its policy(s) without showing said Exception, or insuring against loss, damage, cost or expense which may result from the matters referred to in said Exception, or any counsel retained by Company or Indemnitor to bring any action or to perform any work to correct the matters shown in the Exception, and Indemnitor agrees promptly to pay the counsel so selected or approved by Company. 8. In this instrument, wherever the context so requires, the singular number includes the plural, and where there is more than one person included as Indemnitor   " $ & L ^ ` t v x ǿǛǗvrjf[jSjjhOHUjhMUhR jhR Uh$jh;%UmHnHujth;%Ujh;%Uh;% hjhjjh5?UmHnHujh |Uh5?jh5?Uh=hehjhehk-CJOJQJaJhk-h+h}P5CJaJjhjUmHnHu   &nv$ & P  $a$gd$a$gdgdjj@&t@&?gdk-?$ H^a$gd ?$^a$gd?gd}P$0]^0a$gd}P1``    ;  3 C N P , . 0 D F H ýýô̰ztdzj\h5?h |5U h5?0J9jh5?0J9U h=0J9jh.}%UmHnHujh |Ujh.}%U h=5h.}%heh.}%aJ heaJheheaJ h=Nh.}%jh5?UmHnHujdh |Uh5?jh5?Uh;%h="H R T "#-.  ̼شؓrbj.h5?h |5UjhTUmHnHujh(UjhTUhTjh5?UmHnHujDh |Uh5?jh5?Ujh5?h |5U h5?0J9 h=0J9h=hh0J95jh5?0J9Ujh5?0J9UmHnHu$jx2`84$ da$gd@ dgd4$ da$gdu  @@gdu$a$gd$a$gd$a$gd $@&a$gd $&.2`,4Dhn~ŤŤ}yqyfqjhUjhTUhT hTCJ hCJ h }CJ hT5CJ h=5CJ he5CJ h=CJjhMUjhR UhR h:Mh=!jh5?0J95UmHnHujh |U h5?0J95jh5?0J95U h=0J95(68:Jjln  ſſjhUjhUhjh(UhuCJaJhuhuCJaJjh(U hCJ h }CJ h=CJ hTCJh=jhTUmHnHujh(UjhTUhT->Jvxz"$&8:<PϼǮǧqkeYQh5?0J9CJjh5?0J9CJU hECJ h5CJjhTCJUmHnHujhTh(CJUjhTCJU hTCJ h=CJ hThTjhTUmHnHujph(UjhTUhThCJaJhhCJaJhjhUjhUmHnHuv&bN P r$046$ P`a$gd;% P@&gd gdT @x@&gdE @xgdE @gdE xgdTgdT gdu4$ dxa$gdPRT^`bdfz|~" & ( < > @ J L N P ⺨⺖ʒtf` h=0J9jhTUmHnHuj h5?hTUjhTUhTh=h"jH h5?h |5CJU"j h5?h |5CJUh5?0J9CJh=0J9CJ h=CJ"jh5?0J9CJUmHnHujh5?0J9CJU"j\ h5?h |5CJU!P 54U4w=X1`2`4`5`7`8`:`;`=`B`C`I`J`K`L`P`Q`[`\`]`^````````˪ˣ heh h0J9h0JumHnHu h0Jujh0JuUhh0dQjh0dQUUhhCJaJhh=CJaJhh=0J9CJaJ!68:<Z[\^_1`3`4`6`7`9`:`<`=`_`n```````@?8gde77$a$$ P`a$gd;% the obligations of this agreement shall be binding on all such person jointly and severally, "Person" herein includes individuals, husband and wife (jointly and severally), corporations, partnerships and all other entities designated in and executing this instrument as Indemnitors. If any Indemnitor be not bound hereunder for any reason, this instrument shall be binding upon the other Indemnitors. "Policy" shall be deemed to include a binder or commitment; and "Commitment" shall be deemed to include binder. 9. This instrument shall be liberally construed in the interest of and for the protection of Company. If any provision hereof is held to be void or unenforceable under the laws of any place covering its construction or enforcement, this instrument shall not be void or vitiated thereby, but shall be construed to be in force with the same effect as though such provision were omitted. 10. The liability of Indemnitor under this instrument is direct and primary and is not conditioned or contingent upon prior pursuit of any remedies by Company except demand for performance upon Indemnitor. Indemnitor shall be liable for and shall pay promptly to Company all costs, expenses and attorneys' fees incurred by Company in enforcing its rights hereunder. 11. This instrument shall be binding upon Indemnitors, and each of them, their heirs, assigns, and legal successors, and shall inure to the benefit of Company, its successors or assigns, including, without limitation, any other insurer involved in reinsuring, in any manner, any liabilities of Company under any policy(s) of title insurance or endorsement(s) thereto issued in reliance hereon. 12. Written notice shall be deemed to have been duly served if delivered to the person or to a member of the firm or to an officer of the corporation for whom it was intended, or if delivered at or sent by Registered or Certified Mail to the appropriate address shown herein. 13. Each indemnitor named on the reverse hereof waives its right to recover any payments made pursuant to this Indemnity Bond from any other indemnitor.     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