ࡱ> %` bjbj ̟̟+D D D D D D D X 8DDX 4=DL!*')l;<<<<<<$x>h@z%<D f-!!@f-f-%<D D <///f-XD D ;/f-;//r9TD D :@ Z{-3:;=04=A:zZA.ZA:ZAD :DR+L+6/+,,fR+R+R+%<%</XR+R+R+4=f-f-f-f-X X X X X X X X X D D D D D D  Preliminary Opinion on Title The undersigned has examined the record title of the  FORMTEXT       County records (and municipal tax and assessment records if within a municipality) for the period shown below relative to title to the real property described below, and gives the following opinion of status: Property Vested in:  FORMTEXT       Interest or Estate:  FORMTEXT       Property Description (or  FORMCHECKBOX  copy of legal description attached):  FORMTEXT       Subject to the uninitialed STANDARD EXCEPTIONS ATTACHED. Also subject to the following SPECIAL INFORMATION AND EXCEPTIONS: Taxes: 1. Ad valorem taxes are paid through and including those for the year  FORMTEXT       2. Taxes now due and payable  FORMTEXT       3. Taxes, a lien, deferred or otherwise, but not yet due and payable  FORMTEXT       4. Special levies or assessments now due or payable in future installments  FORMTEXT       5. Estate or inheritance taxes  FORMTEXT       Restrictive Covenants? Yes  FORMCHECKBOX  No  FORMCHECKBOX  (Attached Copy) Book  FORMTEXT      , Page  FORMTEXT      . Does survey and/or public record indicate a violation? Yes  FORMCHECKBOX  No  FORMCHECKBOX  Contain reversionary or forfeiture clause? Yes  FORMCHECKBOX  No  FORMCHECKBOX  Building Setback Line(s) of  FORMTEXT       feet from front;  FORMTEXT       from side;  FORMTEXT       feet from side street;  FORMTEXT       feet from rear. Easements/Other Matters:  FORMTEXT       Survey and Inspection Report Attached? Yes  FORMCHECKBOX  No  FORMCHECKBOX  Recorded Plat? Yes  FORMCHECKBOX  No  FORMCHECKBOX  Book  FORMTEXT      , Page  FORMTEXT      . Building Setback Line(s) of  FORMTEXT       feet from front;  FORMTEXT       from side;  FORMTEXT       feet from side street;  FORMTEXT       feet from rear. Violated? Yes  FORMCHECKBOX  No  FORMCHECKBOX  Easements/Other Matters:  FORMTEXT       Access to Public Right of Way? Yes  FORMCHECKBOX  No  FORMCHECKBOX  Direct  FORMCHECKBOX  or over a private easement  FORMCHECKBOX ? (If private easement, attach copy) If over private easement, has a search been made of adjoining property on which easement crosses? Yes  FORMCHECKBOX  No  FORMCHECKBOX  Property Occupied by:  FORMDROPDOWN  Mobile Home: Yes FORMCHECKBOX  No  FORMCHECKBOX  If yes, MVR-46g FORMCHECKBOX  or Declaration of Intent FORMCHECKBOX  is attached or will be attached to my Final Opinion. Updating From Previous Title Insurance Policy? Yes  FORMCHECKBOX  (SALTI File#  FORMTEXT       or attach copy) No  FORMCHECKBOX  If yes, has a search of the public records been accomplished for such period of time within which judgments, liens or other matters could affect the property, regarding the owner(s) of the property on and after the date of said policy? Yes  FORMCHECKBOX  No  FORMCHECKBOX  Other Easements, Liens, Deeds of Trust, Objections or Defects? Yes  FORMCHECKBOX  No  FORMCHECKBOX   FORMCHECKBOX  See attached page for additional exceptions This opinion of title is for the parties to whom it is furnished, is not transferable, and may not be used by any other person or entity without the prior written consent of the undersigned. This Search Period was from  FORMTEXT       to  FORMTEXT       at  FORMTEXT        FORMDROPDOWN . Firm:  FORMTEXT       Telephone:  FORMTEXT       Fax:  FORMTEXT       Email:  FORMTEXT       Address:  FORMTEXT       By:  FORMTEXT       (Attorney) Title Insurance Application 1. Owner s Insurance: $ FORMTEXT       (purchase price/value) a) Insured:  FORMTEXT       b) Use of Property:  FORMDROPDOWN  2. Mortgagee Insurance: $ FORMTEXT       (loan amount) a) Insured:  FORMTEXT       b) Loan is:  FORMDROPDOWN  If  Other state type:  FORMTEXT       c) The following Standard ALTA Endorsements are requested:  FORMTEXT       3. Closing Protection Letter is  FORMCHECKBOX NOT requested. Send the Binder by  FORMCHECKBOX fax  FORMCHECKBOX  email to: Attorney  FORMCHECKBOX  Lender  FORMCHECKBOX  Lender s Fax#:  FORMTEXT       Email:  FORMTEXT       Address:  FORMTEXT       The attorney should initial any exceptions that are to be eliminated on the line to the left of the exception.  FORMTEXT       1. Interest or claims not disclosed by public records, including but not limited to: a) Unrecorded Mechanics or Materialmens liens. (Liens may be fled by persons or entities furnishing labor or materials to any improvements or real property within 120 days from the last day of performance and will upon perfection relate in priority to the first day of performance as a valid lien on real property.) b) Unrecorded leases. 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CJOJQJU^JaJ.jhXCJOJQJU^JaJmHnHu/j&hXh CJOJQJU^JaJhXCJOJQJ^JaJ#jhXCJOJQJU^JaJhgCJOJQJ^JaJ)jh!2@h`CJOJQJU^JaJB&D&N&P&R&T&2'4'H'J'L'V'X'@)C)a)xv{x{꾭v^C202U h2ZIhe0CJOJQJ^JaJ4jh2ZIhWhCJOJQJU^JaJmHnHu/j)h2ZIhCJOJQJU^JaJ h2ZIhWhCJOJQJ^JaJ)jh2ZIhWhCJOJQJU^JaJ h2ZIhtpCJOJQJ^JaJ h!2@h`CJOJQJ^JaJ h!2@h{rCJOJQJ^JaJ4jh!2@h`CJOJQJU^JaJmHnHu)jh!2@h`CJOJQJU^JaJh Carolina law, parties in possession of the premises under a verbal or unrecorded lease of three years or less duration may remain in possession under terms of the tenancy.) c) Matters that may defeat or impair title which do not appear on the record (Evidence revealing missing heirs, forgeries, etc. may not be on the public records, but such facts if properly established may impair or defeat what appears to be good title on the record.) d) Taxes, special assessments and other governmental charges that are not shown as existing liens by the public records. (Governmental charges may be made for acreage fees, tap-on fees, cost of weed cutting, demolition of condemned buildings and other matters that are not shown as existing liens on the property by the public records.) e) Unlisted personal property taxes. (If discovered, such taxes and any penalties may be assessed as a lien on the subject property.)  FORMTEXT       2. Matters occurring prior to and subsequent to the inclusive dates of examination.  FORMTEXT       3. Matters which would be revealed by a review of the public records regarding die proposed purchaser/borrower, who is not a current owner of the property.  FORMTEXT       4. Any inaccuracies and discrepancies which an accurate survey of the property may disclose. (A survey, if procured from a competent surveyor or civil engineer, will normally determine whether improvements lie within the boundaries of the property, whether existing utility lines, roads or other easements cross the premises, and whether there are any encroachments.)  FORMTEXT       5. Security interests that may have attached to fixtures on the subject property as provided in Article 9 of the Uniform Commercial Code of North Carolina.  FORMTEXT       6. Compliance with the local, county, state or federal government law or regulation relative to environment, zoning, subdivision, occupancy, use, construction or development of the subject property.  FORMTEXT       7. Federal judgments, liens, and proceedings filed only in the Federal Court. (Upon the filing of a petition in Bankruptcy, title to real property vests in the Trustee in Bankruptcy and notice thereof is not always required to be filed in the County in which the Bankrupt owns property; federal condemnation proceedings may vest property in the federal government and notice there of is not required to be recorded among the County records.)  FORMTEXT       8. Civil actions where no notice of lis pendens against subject property appears of record. Note: The matters included in Standard Exceptions Number One (1) above set forth are items that cannot be checked. Standard Exceptions numbered 2, 3, 4, 5, 6, 7, and 8 are not included in a normal search of the County records during examination of title. Upon special request, additional investigation may be made, and Standard Exceptions number 2, 3, 4, 5, 6, 7, and 8 can be eliminated. Any such elimination is evidenced by the initialing of such exception in the left margin by the attorney. Additional Exceptions:  FORMTEXT        FORMTEXT            South Atlantic Land Title, Inc. Preliminary Opinion (Bar Form) [modified] South Atlantic Land Title, Inc. 112 W. 5th Street, P.O. 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