WPCy `P#% O[FߛfB#n*gIP%Y42(36́a½V[s5Vzܸ8v.]~z2 v^Uϣ"n>,˲ JpUoM^'S@AX"SphoBb}˗3mX݂~6A8"-0-PZ9*nք}Sڹ9Y23F(?ҕ33Sޏ7Dɂ^pK5;(њ:RSF^}y bjLy?u9i5 NedxT{<.Rқ38~@h{͹%GFօ4>ʡ[°)ax$qo/C]cOHXbJ8æWRRJ |dx헾ׇ=s;1DYyԿ*9k˙icۂqZĎU >b  0H 0d 0} 0 0 0 0 0 0 0  0 0 0  0$ 0( 0) 0* 0( 0 & 0/ 05! 0;" 0># 0A$ 0A% 0A& 0>' 0;( 0( 0o) 0L * 0U* 0B* 0<+ 0+ 0, 0Hc- 0- 0T. 0H@/ 0/ 0I0 0#1 0L1 0L-2 00y2 02 03 0k}4 04 05 06 07U,y8"8 089 0^: 0(/; D+W; C; AW;a;VT@U PV@UN@ 0@U#*AA 1eA 7TBTB BbBB 0B#ECU:F %HFMNF(RFNzF 1u|F 72F^ #Gw/G43GGG mIG 0c`GG 0U[I[I[I AIIII 0OJ 0,K 0K 0L 0WM 0N 0N 0LO 0O 0P 0qQ 0R 0R 0fS 0T 0T 0%U 0U 0hV 00W 0W 0~X 0Y 0Y 0FZ 0ZZZZZZZ@6V[o[?y\  `&Times New Roman' Preliminary Opinion on Title   Vicki Pait*0Richmond H. 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OXӢX%O%XXXOXӢ  _       TR[A'X3' LetterA'LegalXX%O%XXXOX 3'LetterTx&N%XXF&%%&N 9R_A_  PreliminaryOpiniononTitle    F,Д ,%F&#F&% ,F,Д\#  Theundersignedhasexaminedtherecordtitleofthed  e  ހCountyrecords(andmunicipaltaxand F assessmentrecordsifwithinamunicipality)fortheperiodshownbelowrelativetotitletothereal  propertydescribedbelow,andgivesthefollowingopinionofstatus:    PropertyVestedin:d  e      InterestorEstate:d  e   g    PropertyDescription(orattachcopyoflegaldescription): : e d  e  F,Д ,%F&F&% ,F,ДSubjecttothe_uninitialed_Ԁ STANDARDEXCEPTIONSATTACHED . S ~  Alsosubjecttothefollowing SPECIALINFORMATIONANDEXCEPTIONS: & Q   F,Д ,%F& #F&% ,F,Д#Taxes: l  \'HXT$p&XX'  1.  Advaloremtaxesarepaidthroughandincludingthosefortheyear##MT$.SSTd  e  ވ ?j    2.  Taxesnowdueandpayable##MT$.*d  e  ވ =    3.  Taxes,alien,deferredorotherwise,butnotyetdueandpayable##MT$.ssRd  e  ވ     4.  Specialleviesorassessmentsnowdueorpayableinfutureinstallments##MT$.Xd  e  ވ     5.  Estateorinheritancetaxes##MT$.uu,d  e  ވ   + XHXT$p&X+ RestrictiveCovenants? 󀀀Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ](AttachedCopy) ^   1.0  Bookd  e  ,Paged  e  .1\$$   2.0  Doessurveyand/orpublicrecordindicateaviolation?Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ]/$$   3.0  Containreversionaryorforfeitureclause?Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ]$$   4.0  BuildingSetbackLine(s)ofb  d  e  ށb Ԁfeetfromfront;d  e  ށfromside;d  e  ށfeetfromsidestreet;d  e  ށ  feetfromrear.}$$   5.0  Easements/OtherMatters:d  e  .P{$$  F,Д ,%F&#F&% ,F,Д#SurveyandInspectionReportAttached? 󀀀Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ]   F,Д ,%F&#F&% ,F,Д#RecordedPlat? 󀀀Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ]    1.0  Bookd  e  ,Paged  e  .$$   2.0  BuildingSetbackLine(s)ofd  e  ށfeetfromfront;d  e  ށfromside;d  e  ށfeetfromsidestreet;d  e  ށ  feetfromrear.U $$   3.0  Violated?Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ](S!$$   4.0  Easements/OtherMatters:d  e  .&"$$ F,Д ,%F&#F&% ,F,Дq# AccesstoPublicRightofWay? Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ] A l$   Direct[d  ލXorcontinuee  ށ]oroveraprivateeasement[d  ލXorcontinuee  ށ]?(Ifprivateeasement,attachcopy) !?% 0  Ifoverprivateeasement,hasasearchbeenmadeofadjoiningpropertyonwhicheasement !& crosses?Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ]"'$$ F,Д ,%F&#F&% ,F,Д# PropertyOccupiedby: Owner[d  ލXorcontinuee  ށ]Tenant[d  ލXorcontinuee  ށ]Unimproved[d  ލXorcontinuee  ށ]Unknown[d  ލXorcontinuee  ށ] $+)  F,Д ,%F&#F&% ,F,Дt#0  H MobileHome: 󀀀Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ]Ifyes,_MVR_Ԅ46g[d  ލXorcontinuee  ށ]orDeclarationofIntent[d  ލXorcontinuee  ށ]isattachedorwillbe F%q + attachedtomyFinalOpinion.&D!,$$ F,Д ,%F&#F&% ,F,ДR# UpdatingFromPreviousTitleInsurancePolicy? Yes[d  ލXorcontinuee  ށ](SALTIFiled  ލXorcontinuee  ށorattachcopy)_No_Ԁ[d  ލXorcontinuee  ށ] _'". 0  Ifyes,hasasearchofthepublicrecordsbeenaccomplishedforsuchperiodoftimewithinwhich 2(]#/ judgments,liensorothermatterscouldaffecttheproperty,regardingtheowner(s)oftheproperty )0$0 onandafterthedateofsaidpolicy?Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ])%1$$  F,Д ,%F&#F&% ,F,ДQ#OtherEasements,Liens,DeedsofTrust,ObjectionsorDefects? Yes[d  ލXorcontinuee  ށ]No[d  ލXorcontinuee  ށ] +I&3 F,Д ,%F&#F&% ,F,ДQ#FXӢX%F&[d  ލXorcontinuee  ށ]#F&%XFXӢ#ԀSeeattachedpageforadditionalexceptions d,'5 Thisopinionoftitleisforthepartiestowhomitisfurnished,isnottransferable,andmaynotbeusedby .H)7 anyotherpersonorentitywithoutthepriorwrittenconsentoftheundersigned. .*8 F,Д ,%F&#F&% ,F,Д-#ThisSearchPeriodwasfromd  ލXorcontinuee  ށtod  ލXorcontinuee  ށatd  ލXorcontinuee  ށd  ލAorPe  .M. 60a+: F,Д ,%F&#F&% ,F,ДJ #Telephone:(_____)______________ X   Fax:(_____)______________ |1,< Address:___________________________________________________________________________ O2z-= By:______________________________________(Attorney) "3M.> F,Д ,%F&#F&% ,F,Д!#  TitleInsuranceApplication  h4/@ !1.  OwnersInsurance:$d  e  ހ(purchaseprice/value) ;5f0A   a)  Insured:d  e   691B   b)  UseofProperty:Commercial[d  ލXorcontinuee  ށ]Residential[d  ލXorcontinuee  ށ]Unknown[d  ލXorcontinuee  ށ]Other[d  ލXorcontinuee  ށ] 6 2C 2.  MortgageeInsurance:$d  e  ހ(loanamount) 72D   a)  Insured:d  e   83E   b)  Loanis:Permanent[d  ލXorcontinuee  ށ]Temporary[d  ލXorcontinuee  ށ]Construction[d  ލXorcontinuee  ށ]Conventional[d  ލXorcontinuee  ށ]FHA[d  ލXorcontinuee  ށ] Z94F     0 P 0 P $P $VA[d  ލXorcontinuee  ށ]Other[d  ލXorcontinuee  ށ]-:X5G $ $   c)  ThefollowingStandard_ALTA_ԀEndorsementsarerequested:d  e  . ;+6H 3.0  ClosingProtectionLetteris[b  d  e  ހb']NOTrequested.;6I$$ SendoriginalBinderto:Attorney[d  ލXorcontinuee  ށ]Lender[d  ލXorcontinuee  ށ] y=8K F,Д ,%F& L>w9L 9R 9X 9  #F&% ,F,Д(#Lender'sFax#:d  e  ހAddress:d  e  .  F,Д ,%F&#F&% ,F,Д)#Theattorneyshouldinitialanyexceptionsthataretobeeliminatedonthelinetotheleftoftheexception.   d  e  ށ1.0  Interestorclaimsnotdisclosedbypublicrecords,includingbutnotlimitedto:V $$   0  a)0P $$UnrecordedMechanicsor_Materialmen_sliens.(Liensmaybefledbypersonsor ) e entitiesfurnishinglaborormaterialstoanyimprovementsorrealpropertywithin  8 120daysfromthelastdayofperformanceandwilluponperfectionrelatein    prioritytothefirstdayofperformanceasavalidlienonrealproperty.) P $P $   0  b)0P $$Unrecordedleases.(UnderNorthCarolinalaw,partiesinpossessionofthe u  premisesunderaverbalorunrecordedleaseofthreeyearsorlessdurationmay H  remaininpossessionundertermsofthetenancy.)W P $P $   0  c)0P $$Mattersthatmaydefeatorimpairtitlewhichdonotappearontherecord *  (Evidencerevealingmissingheirs,forgeries,etc.maynotbeonthepublicrecords,   butsuchfactsifproperlyestablishedmayimpairordefeatwhatappearstobe   goodtitleontherecord.)g P $P $   0  d)0P $$Taxes,specialassessmentsandothergovernmentalchargesthatarenotshown :v asexistingliensbythepublicrecords.(Governmentalchargesmaybemadefor  I acreagefees,taponfees,costofweedcutting,demolitionofcondemned  buildingsandothermattersthatarenotshownasexistingliensonthepropertyby  thepublicrecords.)P $P $   0  e)0P $$Unlistedpersonalpropertytaxes.(Ifdiscovered,suchtaxesandanypenaltiesmay Y beassessedasalienonthesubjectproperty.),hP $P $ d  e  ށ2.  Mattersoccurringpriortoandsubsequenttotheinclusivedatesofexamination.  d  e  ށ3.0  Matterswhichwouldberevealedbyareviewofthepublicrecordsregardingdieproposed x purchaser/borrower,whoisnotacurrentowneroftheproperty.K$$ d  e  ށ4.0  Anyinaccuraciesanddiscrepancieswhichanaccuratesurveyofthepropertymaydisclose.(A - survey,ifprocuredfromacompetentsurveyororcivilengineer,willnormallydeterminewhether    improvementsliewithintheboundariesoftheproperty,whetherexistingutilitylines,roadsor !! othereasementscrossthepremises,andwhetherthereareanyencroachments.)j""$$ d  e  ށ5.0  SecurityintereststhatmayhaveattachedtofixturesonthesubjectpropertyasprovidedinArticle $L$ 9oftheUniformCommercialCodeofNorthCarolina.$%$$ d  e  ށ6.0  Compliancewiththelocal,county,stateorfederalgovernmentlaworregulationrelativeto &' environment,zoning,subdivision,occupancy,use,constructionordevelopmentofthesubject \' ( property./(k!)$$ d  e  ށ7.0  Federaljudgments,liens,andproceedingsfiledonlyintheFederalCourt.(Uponthefilingofa )#+ petitioninBankruptcy,titletorealpropertyvestsintheTrusteeinBankruptcyandnoticethereof *#, isnotalwaysrequiredtobefiledintheCountyinwhichtheBankruptownsproperty;federal {+$- condemnationproceedingsmayvestpropertyinthefederalgovernmentandnoticethereofisnot N,%. requiredtoberecordedamongtheCountyrecords.)!-]&/$$ d  e  ށ8.0  Civilactionswherenonoticeoflispendensagainstsubjectpropertyappearsofrecord..(1$$ Note:ThemattersincludedinStandardExceptionsNumberOne(1)abovesetforthareitemsthat m0)3 cannotbechecked.StandardExceptionsnumbered2,3,4,5,6,7,and8arenotincludedinanormal @1|*4 searchoftheCountyrecordsduringexaminationoftitle.Uponspecialrequest,additionalinvestigation 2O+5 maybemade,andStandardExceptionsnumber2,3,4,5,6,7,and8canbeeliminated.Anysuch 2",6 eliminationisevidencedbytheinitialingofsuchexceptionintheleftmarginbytheattorney. 3,7  AdditionalExceptions:  26n/: